Services
Support when money worries feel overwhelming.
Crisis Budgeting is a short-term, practical service designed to help people through difficult financial situations.
If you’re behind in bills, facing disconnection notices, struggling with debt, or unsure where to start, our Financial Mentors can help you understand your situation and create a realistic plan moving forward.
We work alongside you to reduce pressure, prioritise urgent needs, and help restore stability and control.
Our support is always confidential, respectful, and focused on practical solutions that work for your situation.
We can help with:
- urgent bills and overdue accounts
- power disconnection notices
- rent arrears and housing stress
- debt and creditor issues
- budgeting and cashflow planning
- accessing available support services
Practical support for today — and guidance for the future.
Everyone’s situation is different. Some people need help with a specific financial issue, while others benefit from ongoing support to build confidence and long-term stability.
Our Financial Mentors provide practical, personalised budgeting support in a safe, respectful, and confidential environment.
Whether you need short-term help to get back on track or regular support to stay organised and in control, we work alongside you at your pace.
We can help with:
- creating a realistic budget
- understanding income and expenses
- managing bills and debt
- preparing for appointments or difficult conversations
- building confidence with everyday money decisions
- setting achievable financial goals
Professional guidance and support when you’re facing financial difficulty.
Dealing with too much debt can feel overwhelming and isolating. Our team is here to help you understand your options and work towards the best possible outcome for your situation.
We provide clear information, practical advice, and compassionate support every step of the way.
We Can Help You:
- Understand your options
- Explore solutions
- Provide clear, practical advice
- Support you every step of the way
Support to help you stay safe, stable, and in control of essential bills and everyday finances.
When managing money feels overwhelming, Total Money Management (TMM) provides practical, caring support to help reduce stress and bring stability back into daily life.
Working alongside your Financial Mentor, we can help organise agreed bills and essential expenses through a secure and structured system designed around your individual needs.
TMM may support people who:
- are struggling to keep up with bills
- feel overwhelmed by money management
- need temporary support during difficult times
- require longer-term support due to disability, health, or other barriers
Our approach is always respectful, confidential, and focused on wellbeing, dignity, and peace of mind.
Talk to your Financial Mentor for more information
Local support. Familiar places. Stronger communities.
We’re proud to bring Jubilee’s support services out into Southland communities, making it easier for people in Riverton, Winton and Gore to access help closer to home.
Not everyone can travel into Invercargill, so our Country Clinics are about creating accessible, welcoming spaces where people can connect with support in their own community.
