At Jubilee Budget Advisory Service, we believe financial wellbeing is about more than money. Life can feel overwhelming when bills pile up, unexpected costs arise, or you’re unsure where to turn — but you don’t have to face it alone.
We provide free, confidential, and non-judgemental support for individuals and whānau across Southland, walking alongside people with dignity, manaakitanga, and practical guidance. Our focus is on building financial capability — helping people develop the knowledge, confidence, and practical skills to make informed financial decisions, manage everyday expenses, plan for the future, and better handle life’s ups and downs.
Whether you need support understanding your finances, managing debt, navigating hardship, advocating with creditors, or learning practical life skills, our team is here to support you at your pace. Through our financial mentoring, education programmes, and SuperSkills services, we help people move from stress and uncertainty toward stability, confidence, and long-term wellbeing.
Our Team
Our team brings together a wide range of knowledge, life experience, and professional skills across budgeting support, financial mentoring, advocacy, education, administration, and community programmes such as SuperSkills.
Together, we are committed to helping people build confidence, strengthen financial wellbeing, and create positive change for themselves, their whānau, and their future.
Jubilee's History
The Jubilee Christian Charitable Trust was established in June 1989 by a small group of families from St David’s Church in Invercargill. Inspired by biblical principles of stewardship, generosity, and sharing resources, the Trust’s vision was to help families achieve financial freedom through interest-free mortgages. At a time when mortgage interest rates were high, the Trust provided interest-free loans that enabled borrowers to become debt-free sooner and, in turn, invest their time, skills, and resources back into their communities.
The original model was simple but powerful. Borrowers repaid their loan over six years, then continued making the same payments during a seventh year, with those funds becoming their savings. This approach encouraged both financial responsibility and long-term stability.
As housing costs increased and lending needs changed over time, the Trust’s ability to provide interest-free mortgages reduced. Today, the Trust continues its mission by offering interest-free loans in specific circumstances. These loans are accessed through Jubilee’s Financial Mentors, who work alongside clients and may recommend assistance where it will support long-term financial wellbeing and stability.
In 1998, Jubilee Budget Advisory Service Ltd was established as a non-profit charitable company owned by the Jubilee Christian Charitable Trust. Its purpose was to complement the Trust’s work by providing budgeting advice, financial mentoring, and financial education to people and whānau throughout Southland. The goal was, and remains, to empower people to become confident stewards of their finances, reduce financial stress, and work towards a future with little or no debt.
From humble beginnings as a small Invercargill-based service, Jubilee has grown to become Southland’s largest provider of financial mentoring and financial capability services. Today, our main office is located in Invercargill, with regular Country clinics and services extending throughout the region, including Gore, Winton, Te Anau, Riverton, and surrounding communities.
While our services have evolved over the years, our commitment remains unchanged: supporting Southlanders with practical guidance, compassionate support, and opportunities to build stronger financial futures.
Donations to the Jubilee Relief Fund are always welcome and help us provide practical assistance and support to local individuals and whānau facing hardship.
